The BPI 0% Installment on Airline Tickets via S.I.P. Loan program allows you to convert your straight airline ticket purchases into equal monthly installments.

The 0% Installment Plan on Airline Tickets is exclusive to Principal and Supplementary Cardholders of the BPI Platinum Rewards Mastercard.

You can request to convert your eligible transaction by visiting any BPI branch or contacting your Relationship or Branch Manager. You will be asked to present your Statement of Account and fill out a SIP Loan Application Form.

Your airline transaction must meet the following conditions:
a. The airline ticket must be purchased using your BPI Platinum Rewards Mastercard 
b. The minimum single transaction amount should be at least Php 5,000 or the equivalent converted foreign transaction to Philippine peso
c. The transaction must be processed as a retail transaction; either in-store or online.
d. The transaction should be made directly with the airline company; airline tickets purchased through travel agencies, or any agency are not eligible.

You can choose either a term of three (3) months or six (6) months installments.

You must wait for the transaction to be posted on your next Statement of Account. Once you get your Statement of Account, you must request for the conversion to the BPI 0% Installment on Airline Tickets via S.I.P. Loan, at least five (5) banking days prior to your statement cut-off date to avoid incurring interest for the retail transaction. The Bank will not be held liable if Cardholder is not able to request for the conversion of the retail transaction to the 0% Installment Plan on Airline Tickets on a timely manner.

Processing of application is within five (5) banking days from the date of receipt of the complete application form and submission of complete requirements.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.