Up to 24 months Real 0% SIP
1. The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:
BPI Credit Cards
- eCredit Mastercard
- Blue Mastercard
- Gold Mastercard
- Petron-BPI Mastercard
- Edge Mastercard
- Corporate Mastercard
- Amore Cashback Card
- Amore Platinum Cashback Card
- Visa Signature Card
- BPI Family Credit Card
2. BPI Cardholders are entitled to avail of Real 0% Installment Program. This allows Cardholders to avail of up to 24 months Real 0% installment at www.globe.com.ph.
3. How to Avail
a. Visit www.globe.com.ph and select the items to be purchased.
b. Add the preferred items to the cart and proceed to the checkout page.
c. Fill in required information.
d. On the checkout page, select “Payment Method”.
e. Select “BPI Real 0% Installment” as payment option.
f. Click the “Proceed to Payment” button.
g. Globe creates a payment link for the customer to pay.
h. You will receive an email notification. Click the Payment Link in the email sent.
i. You will be redirected to IPAY88 Summary Page to confirm the transaction.
j. Select Payment Option (BPI Installment Option / Type / Term) available on the Merchant Code used by Globe.
k. You will be redirected to a Payment Page with BPI Credit Card details.
l. Tick “I agree” in the terms and conditions.
m. The monthly amortization will reflect on the screen.
n. Click the “Proceed” button.
o. Transactions will be processed and you will be redirected to a landing page of IPAY88 for a successful or failed transaction.
p. You will receive a confirmation email from IPAY88 for a successful transaction.
4. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):
Terms and Conditions
a. The SIP Real 0% installment terms available for a minimum single-receipt purchase requirement of Php3,000.
b. The installment terms may be available on all regular priced items. Sale and/or promotional items may not be included.
c. All installment transactions are subject to BPI’s approval.
d. Cardholder can choose to avail of the other SIP features:
Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.
e. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.
5. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant.
6. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.
7. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.