Dine and earn Real Thrills Rewards
Earn up to 2,000 rewards points from purchases using your qualified BPI Credit Card, and redeem gifts, miles, shopping credits and more.
Promo Highlights
Get up to 2,000 points

Get Bonus RTR points for an accumulated spend requirement.

Convert your points to redeem rewards

Bonus Real Thrills Rewards Points can be used to redeem gifts, miles, shopping credits and more.

Promo Mechanics

1. The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:


BPI Credit Cards

  • Blue Mastercard 
  • Edge Mastercard 
  • Gold Mastercard 
  • eCredit Mastercard 
  • Platinum Rewards Mastercard 
  • Visa Signature Card 

 
2. Promo runs from May 1, 2022 to July 30, 2022. Qualified Credit cardholders will earn Bonus Real Thrills Rewards Regular points and/or Real Thrills Rewards Premium points when they use their qualified BPI Credit Card at dining establishments classified under the following categories and if they reach the minimum accumulated spend requirement based on the following tiers during the Promo Period: 


Accumulated Spend 

Bonus Real Thrills Rewards points 

Php 20,000 to Php 49,999 

1,000 

Php 50,000 and Up 

2,000 


3. Qualified transactions are purchases made in the following Merchant Category Codes (MCCs): 

Merchant Category Codes - Description 

5811 - Caterer 

5812 - Restaurants 

5813 - Bars, Cocktail Lounges-Drinking Places 

5814 - Quick Payment Svc-Fast Food Resto 

5499 - Miscellaneous Food Store-Convenience Store 


4. Transactions made by the principal Cardholder and his/her supplementary cardholder(s) will be accumulated and shall be considered as the principal Cardholders’ total transactions under this promo.


5. Base Rewards will be credited on the BPI Credit Cardholder’s statement cycle cutoff. 
 
6. Maximum of 2,000 Bonus Real Thrills Rewards will apply per customer. 
 
7. Crediting of the Bonus Rewards points will be credited sixty (60) days after the end of the promo period to any active card variant as listed in #1. Bonus Rewards points will be forfeited in favor of the bank if there are no active qualified card variant at time of crediting. 

Sample 1: All transactions fall under the qualified category

Cardholder 1: With Accumulated Spend - Php 20,000 to Php 49,999

Card Used

Category

Amount

Bonus Real Thrills Rewards Points To Be Credited Sixty (60) Days After The End Of Promo Period

Blue

5811 - Caterer

13,000

1,000

Edge

5812 - Restaurants

1,500

eCredit

5813- Bars, Cocktail Lounges-Drinking Places

800

Blue

5814 - Quick Payment Svc-Fast Food Resto

3,500

Blue

5499 – Miscellaneous Food Store-Convenience Store

4,000

Visa Signature

5814 - Quick Payment Svc-Fast Food Resto

1,400

Total amount of qualified transactions

24,200


Cardholder 2: With Accumulated Spend - Php 50,000 and up


Card Used 

Category

Amount

Bonus Real Thrills Rewards Points To Be Credited Sixty (60) Days After The End Of Promo Period

Blue

5811 - Caterer

20,000

2,000

Edge

5812 - Restaurants

1,500

eCredit

5813- Bars, Cocktail Lounges-Drinking Places

13,500

Blue

5814 - Quick Payment Svc-Fast Food Resto

3,500

Blue

5499 – Miscellaneous Food Store-Convenience Store

4,000

Visa Signature

5814 - Quick Payment Svc-Fast Food Resto

10,000

Total amount of qualified transactions

52,500


Sample 2: With transactions that do not fall under the qualified category


Card Used

Category

Amount

(Qualified Catefgory)

Amount

(Not Qualified Category/Card)


Bonus Real Thrills Rewards Points To Be Credited Sixty (60) Days After The End Of Promo Period


Blue

5912 (Drug Stores)


3,500

0 = NOT QUALIFIED TO EARN BONUS RTR POINTS for the promo

Edge

5811 - Caterer

4,250


eCredit

5813- Bars, Cocktail Lounges-Drinking Places

4200


Visa Signature

5499 – Miscellaneous Food Store-Convenience Store

5,000


Blue

5812 - Restaurants

3,150


Petron-BPI Mastercard

5812 - Restaurants


5,000

Total amount of qualified transactions

16,600



8. The Bonus Real Thrills Rewards Points will be credited to the Principal Cardholder’s account sixty (60) days from the end of the promo period. Principal Cardholder will be notified via SMS and/or email once the Bonus Real Thrills Rewards Points are credited to their account.

9. The Bonus Real Thrills Rewards Points will be reflected on the Principal Cardholder’s account on the succeeding monthly billing statement.
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10. The Bonus Real Thrills Rewards Points can be redeemed along with the existing points earned by the Cardholder.

11. The Bonus Real Thrills Rewards Points cannot be pooled with another principal Cardholder nor transferred to any other person.

12. The Bonus Real Thrills Rewards Points can be used to redeem gifts, miles, shopping credits and more, available in the Real Thrills Reward online catalogue. For the complete list of redeemable gifts, miles, shopping credits and more, visit Real Thrills Rewards.


13. Redemption of points can be made anytime by doing any of the following:

  • Calling our Customer Service at (+632) 889-10000;
  • Emailing redemption requests to help@bpi.com.ph.
  • Coordinating with the Relationship Manager or branch of account.

14. Cardholders must comply with terms and conditions of BPI Real Thrills Rewards. For more information, visit  Real Thrills Rewards Terms and Conditions.

15. BPI reserves the right to disqualify any person from further participation in Real Thrills Rewards program, if in its judgement, that person has violated the terms and conditions herein or has violated the terms and conditions governing the issuance and use of BPI Express Credit Card. Suspension and disqualification may result in the cancellation of the person’s right of participation and all rewards earned

16. In case of dispute in respect of BPI only and the customers' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. 


17. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.  


Customer Support


BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


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DTI Fair Trade Permit No. FTEB-141767 Series of 2022

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