CW Home Depot SIP Deals
Get Php 1,000 worth of CW Home Depot gift certificate on your Real 0% SIP purchase. Plus, enjoy up to 6 months installment term and Buy Now, Pay 3 months Later.
Promo Highlights
Get freebies on your SIP purchases

Get Php 1,000 worth of CW Home Depot gift certificate for a minimum installment purchase of Php 25,000 with your BPI Credit Card.

Real 0% SIP

Get up to 6 months Real 0% SIP with your BPI Credit Card.

Buy Now Pay Later

Pay 3 months later on your installment purchase with your BPI Credit Card.

100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Program Mechanics

1. The Program is open to BPI Credit cardholders in good standing with any of the participating cards:


BPI Credit Cards

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Corporate Mastercard
  • Blue Mastercard
  • BPI Family Credit Card
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. The Promo Period is from July 20, 2022 to September 20, 2022.


3. The Credit cardholders are entitled to the following exclusive offers within the Promo Period of the Special Installment Plan (SIP):


  • Get Php 1,000 worth of CW Home Depot gift certificate for a minimum Real 0% SIP purchase of Php 25,000
  • Up to 6 months Real 0% SIP
  • Buy now, pay 3 months later
  • Additional Bonus Madness Limit for qualified credit cardholders


4. The gift certificate should be given instantly where the purchase was made.


5. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.


6. The gift certificate must be redeemed from July 20, 2022 to November 20, 2022


7. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the offer to his or her card.


8. Any dispute concerning the products related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.


9. In case of dispute in respect of BPI only and the customers' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to customers, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.


10. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.



Program Mechanics: Special Installment Plan (SIP)


1. The Program is open to BPI Credit cardholders in good standing with any of the following participating cards:


BPI Credit Cards 

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Blue Mastercard
  • BPI Family Credit Card
  • Corporate Mastercard
  • Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. BPI Credit cardholders are entitled to the following Program:


Installment Program
Real 0% installment termUp to 6 months Real 0% installment term
Low monthly add-on interest term

Terms

Factor Rates

Add-On Rate

3 months

0.343333

1.00%

6 months

0.176667

1.00%

9 months

0.121111

1.00%

12 months

0.093333

1.00%

18 months

0.065556

1.00%

24 months

0.051667

1.00%


Sample computation (using factor rate for 3-month term):


Price x factor rate        
Php 25,000.00 x 0.343333 = Php 8,583.33
    
Total Installment:  
Php 8,583.33 x 3 months = Php 25,749.98


3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):



Terms and Conditions


a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php3,000.


b. The terms may be available for select items only.


c. All installment transactions are subject to BPI approval.


d. Cardholder can also choose to avail of the other SIP features:


Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.


e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.


e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing.


e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.


4. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.


5. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.



Participating Branches and Channels


BranchStore AddressContact Number
CW Home Depot AlabangLot 103-117 Alabang-Zapote Rd. cor. Filinvest Ave., Westgate Alabang, Muntinlupa City(+632) 877-11629
CW Home Depot Balintawak#1240 EDSA, Brgy. Apolonio Samson, Quezon City(+632) 837-65290, (+632) 833-22598
CW Home Depot CaviteAguinaldo Highway near cor. Daang Hari Brgy. Anabu II-D, Imus, Cavite(+6346) 450-5272
CW Home Depot Commonwealth#9006 & 9008 Commonwealth Ave., Brgy. Matandang Balara, Quezon City(+632) 835-18971, (+632) 835-18978
CW Home Depot Ortigas#1 Dona Julia Vargas Ave., Brgy. Ugong, Pasig City(+63917) 592-4546
CW Home Depot PampangaOlongapo-Gapan Rd., Brgy. San Jose, San Fernando City, Pampanga(+6345) 455-1859
CW Home Depot Sta. RosaBrgy. Pulong Sta. Cruz, Sta. Rosa – Tagaytay Rd., Sta. Rosa City, Laguna(+6349) 832-0156, (+6349) 544-0700
Customer Support

CW Home Depot    
For inquiries, call (+632) 8706-HOME (4663).


BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.


Per DTI Fair Trade Permit No. FTEB-147421, Series of 2022

Related Information

Light payment terms when you shop online

Enjoy up to 36 months Real 0% SIP at select merchants with your BPI Credit Card.

Learn more

Buy Now, Pay Later

Your first monthly installment payment will be charged 3 months later from your date of purchase.

learn more