Co Ban Kiat Online SIP Deals
Get a free fan for a minimum online SIP spend of Php 5,000 when you shop at Co Ban Kiat online store with your BPI Credit Card.
Promo Highlights
Real 0% SIP

Get up to 6 months Real 0% SIP with your BPI Credit Card.​​​​​​​

Freebies on online installment spend

Get a free fan worth Php 800 for a minimum online SIP spend of Php 5,000.

Promo Mechanics

1. The Promo is open to all BPI Credit cardholders in good standing with any of the following participating cards: 


BPI Credit Cards

  • Amore Cashback Card
  • Amore Platinum Cashback Car
  • Blue Mastercard
  • BPI Family Credit Card
  • Corporate Mastercard
  • eCredit Mastercard*
  • Edge Mastercard
  • Gold Mastercard
  • Platinum Rewards Mastercard
  • Petron-BPI Mastercard
  • Visa Signature Card


2. The Promo Period is from June 1, 2022 to August 31, 2022.


3. BPI Credit cardholders are entitled to the following offers within the Promo Period:
a. Get a free fan worth Php 800 for a minimum Special Installment Plan single-receipt purchase of Php 5,000. 

b. Special Installment Plan for BPI Credit cardholders

  • Up to 6 months Real 0% SIP on select items
  • Buy Now Pay up to 90 days later
  • Additional Bonus Madness Limit for qualified cardholders for installment purchases.


How to Avail of Online SIP

a. Cardholder visits the Co Ban Kiat website.


b. Cardholder adds preferred item to cart, proceeds to check out page and fills in required details.


c. On the check-out page, cardholder selects “Payment Method”.


d. Cardholder selects “BPI Special Installment Plan” as payment option.


e. Cardholder selects the Payment Type, if “Real 0% Installment”.


f. Cardholder selects the payment term on 3 or 6 months term.


g. The total amount and monthly amortization reflects on the screen. 


h. Cardholder clicks “Place Order” button.


i. Cardholder is redirected to Order and Payment Information. Cardholder ticks “I agree” in terms and conditions, then “Proceed”


j. Cardholder is redirected to the payment gateway to input his or her BPI Credit Card details to complete his or her transaction.


k. Cardholder receives a confirmation email from Merchant. 



4. To qualify for the discount/offer, the cardholder must use his or her participating BPI Credit, Debit or Prepaid Card to pay for his or her purchases at Merchant within the promo period. 


5. The offer is not convertible to cash or credit.  It may not be exchanged with any other product/services.


6. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the discount/offer to his or her card.


7. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable. 


8. Any dispute concerning the products/services related to the Promo offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.


9. In case of dispute in respect of BPI only and the cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products/services to Cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

10. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.


Program Mechanics: Special Installment Plan (SIP) Online


1. The Program is open to BPI Credit cardholders in good standing with any of the following participating cards: 


BPI Credit Cards  

  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Blue Mastercard
  • BPI Family Credit Card 
  • Corporate Mastercard
  • eCredit Mastercard
  •  Edge Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Platinum Rewards Mastercard
  • Visa Signature Card


2. BPI Credit cardholders are entitled to avail of the Real 0% Installment Program. This allows cardholder to avail up to 6 months installment at merchant.


3. How to Avail of Online SIP:
a. Cardholder visits the Co Ban Kiat website.


b. Cardholder adds preferred item to cart, proceeds to check out page and fills in the required details.


c. On the check-out page, cardholder selects “Payment Method”.


d. Cardholder selects “BPI Special Installment Plan” as payment option.


e. Cardholder selects the payment type, if “Real 0% Installment”.


f,  Cardholder selects the payment term on 3 or 6 months term.


g. The total amount and monthly amortization reflects on the screen. 


h. Cardholder clicks “Place Order” button.


i  Cardholder is redirected to Order and Payment Information. Cardholder ticks “I agree” in terms and conditions, then “Proceed”.


Cardholder is redirected to the payment gateway to input his or her BPI Credit Card details to complete his or her transaction.


k. Cardholder receives a confirmation email from Merchant. 


4. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP): 


Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 3,000. 


b. The terms may be available for select items only. 


c. All installment transactions are subject to BPI approval. 


d. Cardholder can also choose to avail of the other SIP features:


Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

  • BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing. 
  • BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.


5. To qualify for the Program, the cardholder must use his or her participating BPI Credit Card to pay for his or her purchases at Merchant. 

6. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and merchant. 

7. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.


Participating Merchant

Merchant’s Website: https://cbkhardware.com/

Customer Support

Co Ban Kiat Hardware Inc.

For inquiries, call (+632) 8243 2734 / (+632) 8247 6557 or send an email to info@cobankiat.com.ph


BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.


Per DTI Fair Trade Permit No. FTEB 144012 Series of 2022

Related Information

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