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BPI Family Credit Card
Stretch your family's cash flow with an affordable membership fee and low interest rates.
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The No Frills Credit Card

The credit card that will help you and your family stretch your cash flow. With its low interest rate and membership fee, maintain a credit card that is light on the pocket.

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Card benefits
Get Cash Anytime

Convert your credit limit to cash and pay it in installment up to 36 months. You can also avail of Cash Advance, and withdraw up to 30% of your available credit limit.

Multiple Installment Options

Enjoy Real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installment with our very low add-on rates.

Low Forex Rates

Enjoy one of the lowest forex conversion rates of just 1.85%.

BPI Alerts
Get SMS alerts when you use your BPI Credit Card for online purchases.
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Ready to get your new credit card?
Apply online or visit a BPI or BPI Family Savings Bank branch near you.
Apply now
Related information
Frequently asked questions

What are the requirements to apply for this card?

• Proof of ID, front and back portion of one valid ID with picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.

• Proof of Income or a copy of your credit card statement from another bank.

How much is the annual fee for my BPI Family Credit Card ?

The annual membership fee is free on the 1st year and Php 1,350 on the 2nd year and onwards.

How do I receive my credit card statement of account?

You may receive your monthly Electronic Statement of Account conveniently through your declared email address.

What is the finance charge for using my BPI Family Credit Card?

Enjoy a low finance charge of 2%.

Can I pay for high ticket items such as appliances or retail transactions through installment payments?

You can enjoy Real 0% Special Installment Plan (SIP), Buy Now Pay Later, and additional installment limits with BPI Bonus Madness Limit from participating partners nationwide.

Who can I contact for concerns about my BPI Credit Card?

You may contact our 24-hour BPI Hotline at (+632) 889 10000 or send us an email at help@bpi.com.ph.

For more details, check our contact information page.

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For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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BPI is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph