1. The Promo is open to BPI Credit cardholders in good standing with any of the following cards: 

BPI Credit Cards

• Blue Mastercard
• Gold Mastercard
• Petron-BPI Mastercard
• Edge Mastercard
• Corporate Mastercard
• Platinum Rewards Mastercard
• Amore Cashback Card
• Amore Platinum Cashback Card
• Visa Signature Card
• BPI Family Credit Card

BPI Debit Cards 
BPI Debit Mastercard (BPI, BFB, and BPI Direct BanKo)

BPI Prepaid Cards* 
Amore Visa, BPI ePay Visa, and BPI ePay Mastercard 
*Must have available load

2. The Promo Period is from April 22, 2022 to July 15, 2022.

3. BPI Credit, Debit, and Prepaid Cardholders are entitled to the following exclusive offers:

• 20% off on participating items for BPI Credit, Debit and Prepaid Cardholders
• Special Installment Plan for BPI Credit Cardholders

a. 3 months Real 0% SIP.  

b. Buy Now, Pay up to 90 days Later for installment transactions

c. Additional Bonus Madness Limit for qualified cardholders for installment purchases

4. To qualify for the discount/offer, the Cardholder must use his or her Participating BPI Credit, Debit, and Prepaid Card to pay for his or her purchases at the Participating Branches of Merchant within the Promo Period. 

5. The discount should be given instantly where the purchase was made.

6. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.

7. The Cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to Charge the value of the discount/offer to his or her card.

8. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A.9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.

9. Any dispute concerning the products/services related to the Promo offer shall be settled directly between The Cardholder and Merchant with the concurrence of DTI.

10.In case of dispute in respect of BPI only and the Cardholders' availment of the Promo, the decision of BPI With the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to Cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

11. Terms and conditions governing the issuance and use of BPI Credit, Debit and Prepaid Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo

S.I.P (Special Installment Plan) Program Mechanics

1. The Program is open to BPI Credit cardholders in good standing with any of the following cards:

BPI Credit Cards

• Blue Mastercard
• Gold Mastercard
• Petron-BPI Mastercard
• Edge Mastercard
• Corporate Mastercard
• Platinum Rewards Mastercard
• Amore Cashback Card
• Amore Platinum Cashback Card
• Visa Signature Card
• BPI Family Credit Card

2. BPI Credit Cardholders are entitled to the following Program:

Installment Program

Sample computation (using factor rate for 3-month term):

        Price                  x      factor rate        
Php 25,000.00          x     0.343333    = Php  8,583.33
    
Total Installment:  
Php 8,583.33             x    3 months     = Php  25,749.98

3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions
a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php 3,000.

b. The terms may be available for select items only.

c. All instalment transactions are subject to BPI approval.

d. Cardholder can also choose to avail of the other SIP features:

• Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders

Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

• Buy Now Pay up to 3 months Later

First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method
e.1. BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.
e.2. BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating Branches

Agnes B. Shangri-La

Contact no.: (0976)1429744

BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-141531 Series of 2022