1. The Promo is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards

• Amore Cashback Card
• Amore Platinum Cashback Card
• Blue Mastercard
• BPI Family Credit Card
• Corporate Mastercard
• Gold Mastercard
• eCredit Mastercard*
• Edge Mastercard
• Petron-BPI Mastercard
• Platinum Rewards Mastercard
• Visa Signature Card

* available for payments done via abenson.com, electroworld.abenson.com, and home.abenson.com only

2. The promo period is from October 1, 2022 to December 31, 2022.

3. To qualify for the Promo, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Branches or website of the Merchant within the Promo Period.

4. The Promo offer is not convertible to cash or credit.  It may not be exchanged with any other product.

5. The cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the offer to his or her card.

6. The Promo is not valid in conjunction with any ongoing programs and promos of the Merchant.

7. Any dispute concerning the products related to the Program offer shall be settled directly between the cardholder and Merchant with the concurrence of DTI.

8. In case of dispute in respect to BPI only and the cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

9. Terms and conditions governing the issuance and use of BPI Credit Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.

Program Mechanics - Special Installment Plan

1. The Program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards

• Amore Cashback Card
• Amore Platinum Cashback Card
• Blue Mastercard
• BPI Family Credit Card
• eCredit Mastercard*
• Corporate Mastercard
• Edge Mastercard
• Gold Mastercard
• Petron-BPI Mastercard
• Platinum Rewards Mastercard
• Visa Signature Card

* available via abenson.com, electroworld.abenson.com, and home.abenson.com only

2. BPI Credit cardholders are entitled to up to 24 months Real 0% Special Installment Plan (S.I.P):

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and Conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of the following:

b. The terms may be available for select items only. 

c. All installment transactions are subject to BPI’s approval.

d. Cardholder can also choose to avail of the other SIP features:

Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

Buy Now Pay up to 3 months Later
First monthly amortization will be posted to the BPI Credit cardholder’s account up to 3 months later from date of purchase. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method

• BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decide to terminate the SIP transaction prior to the 1st billing.
• BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant.

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and Merchant.

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

How to Avail Online S.I.P:

a. Visit abenson.com, electroworld.abenson.com, and home.abenson.com and select the items to be purchased.

b. Add the preferred items to cart, proceed to checkout page and fill in the required information.

c. On the checkout page, select “Payment Method”.

d. Select “BPI Online Installment” or “BPI – Shop Now Pay Later” as payment option.

e. Click “Place Order” button.

f. You will be redirected to a Payment Gateway for Order and Payment Information page to input the preferred installment term and BPI Credit Card details.

g. Tick “I agree” in terms and conditions.

h. Select the Payment Term from 3, 6, 12, or 24 months.

i. The monthly amortization will reflect on the screen.

j. Fill in the required information of the credit card details.

k. Click “Pay Now”.

l. Receive confirmation email from Merchant.

Participating Branches and Channels

Online:

Appliances: abenson.com

Gadgets: electroworld.abenson.com

Furniture: home.abenson.com

In-store branches: visit our in-store branch list

Abenson

For inquiries and comments, contact the customer service hotline at (02) 8921-0888 or email us at customerservice@abenson.com.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.

Per DTI Fair Trade Permit No. FTEB-151367, Series of 2022