• 5x Real Thrills Rewards
5x RTR for Online Transactions

5x RTR for Online Transactions


Get 5x Real Thrills Rewards Points by simply using your BPI Credit Card for your online transactions.


Spend Period: May 8 to 22, 2020

Rewarding of Bonus Points: On or before July 22, 2020

General Mechanics

General Mechanics


1. This program is open exclusively to BPI Credit Cardholders with the following active card types:


  • BPI Blue Mastercard
  • BPI Gold Mastercard
  • BPI Edge Mastercard
  • BPI eCredit Mastercard
  • BPI Visa Signature Credit Card


2. Spend period is from May 8 to 22, 2020. Qualified cardholder will earn 5x Real Thrills Rewards Points when they use their qualified BPI Credit Card for online transactions with any online merchant under the listed categories:


Category NumberCategory Name
5912Drug Stores
6300Insurance
5499Miscellaneous Food Store-Convenience Store
5814Quick Payment Service - Fast Food Restaurants
4814Telecommunication Services (Prepaid Phone and Recurring Phone Services)
4900Utilities - Electric, Gas, Sanitary, Water
4899Cable & Other Pay TV Services
5399Misc. Gen. Merchandise Stores
5411Grocery Stores
5300Wholesale Clubs
5691Men’s & Women’s  Clothing Stores


3. BPI Credit Cardholder must meet the minimum spend based on the card types below:


Card TypeMinimum Spend Requirement
BPI Blue MastercardPhp 35
BPI Gold MastercardPhp 35
BPI eCredit MastercardPhp 35
BPI Edge MastercardPhp 50
BPI Visa Signature Credit CardPhp 20


4. Crediting of Bonus Rewards points will be on or before July 22, 2020 to any active card variant as listed in #1. Bonus Rewards points will be forfeited in favor of the bank if there are no active qualified card variant at time of crediting.


Sample 1: All online transactions fall under the qualified category

Card UsedCategoryAmountPhp/RTR PointPoints
Blue5912 (Drug Stores)3,0003585
Edge6300 (Insurance)1,5005030
eCredit5499 (Miscellaneous Food Store-Convenience Store)8003522
Blue5499 (Miscellaneous Food Store-Convenience Store)3,50035100
Blue4900 (Utilities - Electric, Gas, Sanitary, Water)4,00035114
Blue4899 (Cable - Other Pay TV Services)1,3003537
Total amount of qualified transactions14,100-388
Bonus reward to be credited on or before July 22, 20201,552
Total Rewards to be received from the Promo1,940


Sample 2: All online transactions fall under the qualified category (Combination of RTR and RTR Premium Points)

Card UsedCategoryAmountPhp/RTR PointPhp/RTR PremiumRTR PointRTR Premium
Blue5912 (Drug Stores)3,00035-85-
Edge6300 (Insurance)1,50050-30-
eCredit5499 (Miscellaneous Food Store-Convenience Store)80035-22-
Visa Signature5499 (Miscellaneous Food Store-Convenience Store)3,500-20-175
Visa Signature4900 (Utilities - Electric, Gas, Sanitary, Water)4,000-20-200
Blue4899 (Cable - Other Pay TV Services)1,30035-37-
Total amount of qualified transactions14,100--174375
Bonus reward to be credited on or before July 22, 20206961,500
Total Rewards to be received from the Promo8701,875


Sample 3: With unqualified transaction type and category (RTR Points only)

Card UsedTransaction TypeCategoryAmountPhp/RTR PointPoints
BlueOnline5912 (Drug Stores)3,0003585
EdgeOffline5912 (Drug Stores)1,5005030
BlueOffline5499 (Miscellaneous Food Store-Convenience Store)8003522
BlueOnline5499 (Miscellaneous Food Store-Convenience Store)3,50035100
BlueOnline5977 (Cosmetic Stores)4,00035114
BlueOnline4899 (Cable - Other Pay TV Services)1,3003537
Total amount of qualified transactions14,100-222
Bonus reward to be credited on or before July 22, 2020888
Total Rewards to be received from the Promo1,110


Sample 4: With unqualified transaction type and category (Combination of RTR and RTR Premium Points)

Card UsedTransaction TypeCategoryAmountPhp/RTR PointPhp/RTR PremiumRTR PointRTR Premium
BlueOnline5912 (Drug Stores)3,00035-85-
EdgeOffline5912 (Drug Stores)1,50050-30-
BlueOffline5499 (Miscellaneous Food Store-Convenience Store)80035-22-
Visa SignatureOnline5499 (Miscellaneous Food Store-Convenience Store)3,500-20-175
Visa SignatureOnline5977 (Cosmetic Stores)4,000-20-200
BlueOnline4899 (Cable - Other Pay TV Services)1,30035-37-
Total amount of qualified transactions122175
Bonus reward to be credited on or before July 22, 2020488700
Total Rewards to be received from the Promo610875


5. An email and/or SMS will be sent to qualified cardholders after crediting of Bonus Real Thrills Rewards Points.


6. General terms and conditions on the use of BPI Credit Cards and on the Real Thrills Rewards Program will be applied.

Awarding of Bonus Rewards Points

Awarding of Bonus Rewards Points


1. Real Thrills Rewards point cap of 5,000 will apply per customer number, per legal entity.


2. Online transactions made by the principal Cardholder and his/her supplementary cardholder(s) will be accumulated and shall be considered as the principal Cardholders’ total online transactions under this promo.


3. The Bonus Real Thrills Rewards Points will be credited to the Principal Cardholder’s account within sixty (60) days from the end of the promo period. Principal Cardholder will be notified via SMS and/or email once the Bonus Real Thrills Rewards Points are credited to their account.


4. The Bonus Real Thrills Rewards Points will be reflected on the Principal Cardholder’s account on the succeeding monthly billing statement.


5. The Bonus Real Thrills Rewards Points can be redeemed along with the existing points earned by the Cardholder.


6. The Bonus Real Thrills Rewards Points cannot be pooled with another principal Cardholder, transferred to any other person, or converted to cash.


7. The Bonus Real Thrills Rewards Points can be used to redeem items available in the Real Thrills Reward online catalogue. For list of items, visit: https://www.bpicards.com/RealThrills/Rewards.


8. To redeem a desired item, Cardholder can call BPI Express Phone 889-10000 or email request to help@bpi.com.ph.


9. Cardholders must comply with terms and conditions of BPI Real Thrills Rewards. For more information, visit https://www.bpicards.com/RealThrills/Details/2037.


10. BPI reserves the right to disqualify any person from further participation in Real Thrills Rewards program, if in its judgement, that person has violated the terms and conditions herein or has violated the terms and conditions governing the issuance and use of BPI Express Credit Card. Suspension and disqualification may result in the cancellation of the person’s right of participation and all rewards earned.


11. In case of dispute, the decision of BPI with the concurrence of DTI shall be considered final.


12. The terms and conditions governing issuance of BPI Credit Cards and other provisions contained in card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to instances where they ae applicable in this offer.


Per DTI Fair Trader Permit No. FTEB-06079, Series of 2020

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