Message from the President and CEO

Dear Clients,

We entered December last year with high hopes that the Covid-19 pandemic was waning as vaccination numbers rose and mobility restrictions were relaxed. Unfortunately, the emergence of the omicron variant has set us back somewhat. The silver lining is that with vaccinations and boosters being applied, health experts say that this variant is possibly "the key to shifting this pandemic into an endemic."  As we continue to deal with Covid-19, we are encouraged by the mild or asymptomatic cases and lower mortality and hospitalization rates.

It’s been almost two years since the outbreak of the virus and as health experts point out – it does not seem like it will go away permanently. The logical thing to do is to learn to live with it and manage the virus accordingly. 

In this light, I want to reinforce our commitment to everyone’s safety and our mission to be your trusted financial partner, especially in these extra challenging times.  It is our business to provide you and your company with relevant financial solutions, so that we can all contribute to keeping the economy running.  We are here to help position you better: ready to seize opportunities, thrive and succeed in the new tomorrow.

Digitalization is one of the strongest drivers of change in our society today.  Our efforts to reinvent the banking experience by investing in technology, up-skilling people and building partnerships that support digital services have started to pay off.  We have seen how our digital infrastructure and services have benefited the Filipino people. 

As we work through this current Omicron wave, we encourage you to strictly follow safety protocols, stay healthy, and take advantage of our digital banking channels and services for a more convenient and safer banking experience.

If you really must, our branches nationwide remain open on weekdays, from 9:00 AM to 3:00PM, in strict compliance with the LGU safety guidelines and protocols.  You may check for the list open branches near you.

I am confident that our economy will recover to its pre-pandemic levels once mobility resumes. Private consumption, investment and services will complement continued government spending on infrastructure as major growth drivers.

Be assured that we are your partner for the long haul, to help you prepare for and win in the new tomorrow that is surely to come.

Keep safe and healthy!


Jose Teodoro K. Limcaoco 

Published on January 2022