Royal Gem Promo

Get up to 50% OFF on select jewelry & more from Oct 12-20 at Royal Gem branches nationwide. Enjoy up to 24 months Real 0% installment w/ your BPI Credit Card.

Promo Mechanics

1. The promo offer is open to all active cardholders in good credit standing of the following BPI Cards:


BPI Credit Cards

BPI Gold Mastercard, BPI SkyMiles Platinum Mastercard, BPI Amore Visa, BPI Blue Mastercard, BPI SkyMiles Mastercard, BPI Edge Mastercard, Petron-BPI Mastercard, BPI Amore Visa Platinum, BPI Family Savings Mastercard, BPI Corporate Mastercard, and BPI Visa Signature


BPI Debit Cards

BPI, BPI Family Bank, and BPI Direct Debit (Mastercard, Blue, Gold, Jumpstart, BPI Direct, BPInoy, BPI One Ayala and Ka-Negosyo)


BPI Prepaid Cards

Amore Visa Prepaid, BPI ePay (Mastercard, Visa, Gift)


2. Additional 5% discount will be given to all active credit cardholders in good credit standing of the following BPI Credit Cards:


BPI Gold Mastercard, BPI SkyMiles Platinum Mastercard, BPI Amore Visa, BPI Blue Mastercard, BPI SkyMiles Mastercard, BPI Edge Mastercard, Petron-BPI Mastercard, BPI Amore Visa Platinum, BPI Family Savings Mastercard, BPI Corporate Mastercard, BPI Visa Signature


3. Royal Gem Holiday Private Sale is exclusive to BPI Credit Cardholders. Details are as follows:


I. Preview Sale (October 11)


Participating branches:

Royal Gem Alabang Town Center
Royal Gem Ayala Center Cebu
Royal Gem Ayala Capitol Bacolod


Offers:

a) Purchases with a minimum of P30,000 from 10AM to 1PM during the event will get a limited edition Royal Gem X Love Marie jewelry plate

b) Up to 50% OFF on Diamonds, Gemstones, South Sea Pearls, Pre-Owned, and Italian Gold jewelry

c) Up to 24 months Real 0% installment on selected items

d) GC on the qualified tiered spend valid for cardholder’s next purchase at the branch where the GC was given:


Net Purchase Amount

Gift Voucher

P100,000.00 to P199,999.99

P2,000

P200,000.00 to P299,999.99

P3,000

P300,000.00 to P399,999.99

P5,000

P500,000.00 to P599,999.99

P8,000

P700,000.00 to P799,999.99

P12,000

P1M and up

P15,000


II. Private Sale (October 12 -20)


Participating branches

All Royal Gem branches


Offers:

a) Up to 50% OFF on Diamonds, Gemstones, South Sea Pearls, Pre-Owned, and Italian Gold jewelry

b) Up to 24 months Real 0% installment on selected items

c) GC on the qualified tiered spend valid for cardholder’s next purchase at the branch where the GC was given:


Net Purchase Amount

Gift Voucher

P100,000.00 to P199,999.99

P2,000

P200,000.00 to P299,999.99

P3,000

P300,000.00 to P399,999.99

P5,000

P500,000.00 to P599,999.99

P8,000

P700,000.00 to P799,999.99

P12,000

P1M and up

P15,000


4. To qualify, Cardholder must use his or her BPI Credit Card to pay for his or her purchases at the participating branches.


5. Discount/offer should be given instantly where the purchase was made.


6. Purchase of one (1) unit of any selected item is considered a single purchase transaction. A single purchase transaction requires only one approval. Splitting the single purchase transaction across several participating BPI Credit Cards or into smaller transaction sizes which will consequently require multiple transaction approvals will not be allowed. However, if a client wishes to purchase more than one unit of the selected item, each unit can be charged as a single purchase transaction to different BPI participating cards.


7. During the promo period, BPI shall offer Special Installment Plan (SIP) Real 0% interest terms on select items for a minimum purchase for BPI credit cardholders only.


7.1. The minimum single purchase transaction is P3,000.


7.2. All transactions are subject to BPI Authorizations approval.


7.3. Cardholder can also choose to avail of other SIP features:


Up to 100% BONUS MADNESS LIMIT for qualified credit card holders

Subject to favorable credit history, qualified credit card holders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.


Buy Now, Pay Later (BNPL)  *only available to 12-month term and up
The first monthly amortization will be posted to the cardholder’s account up to 30 days from the date of purchase. The succeeding amortizations shall be billed every month thereafter, until the full transaction amount is paid in full. The cardholder should advise cashier/store personnel if he will avail of BNPL, otherwise, the regular installment plan payment scheme will be applied. The approved installment full transaction is automatically deducted from the cardholder's available regular limit.


8. Should the credit card holder decide to terminate the SIP transaction prior to the first billing, BPI Cards will charge an early termination fee of P550 plus an additional 2% interest on the principal amount. If pre-termination is done after 1st billing, the early termination fee is P550. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method.


9. Offer cannot be exchanged for cash, gift certificates, privileges, rewards and/or other items/products.


10. Merchant discount/offer should be given instantly at the merchant branch where the purchase was made.


11. Promo is not valid in conjunction with any ongoing promotion, in-house promo or ad promo, and other discount. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) and An Act Expanding the Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said R.A.s, whichever is higher, if applicable.


12. Any dispute concerning the offer, discount, or service shall be settled directly between the Cardholder and Beneluxe Trading Corporation (Royal Gem) with concurrence of DTI.


13. In case of dispute in respect of BPI only and the customers' availment of promo, the decision of BPI with the concurrence of DTI shall be considered final and irrevocable. However, if dispute involves merchant and its performance and/or delivery of services and/or products to customers, subject to the General Provisions set out above, the decision of BPI and Beneluxe Trading Corporation (Royal Gem) with the concurrence of DTI shall be considered final.


14. The terms and conditions governing issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo campaign.


Per DTI Fair Trade Permit No. FTEB-19397 Series of 2019.

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Member: PDIC. Maximum Deposit Insurance For Each Depositor P500,000