Rustan's End of season Sale
Get up to 50% off on select items and up to 6 months Real 0% SIP.
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Promo Highlights
Real 0% SIP

Get up to 6 months Real 0% SIP with your BPI Credit Card.

Up to 100% Bonus Madness Limit

Get a bonus installment credit limit of up to 100% of your regular credit line.

Promo Mechanics

1.The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:


BPI Credit Cards

  • eCredit Mastercard
  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card



BPI Debit Cards

  • BPI Debit Mastercard (BPI, BFB, and BPI Direct BanKo)



BPI Prepaid Cards*

  • Amore Visa, BPI ePay Visa 
  • BPI ePay Mastercar

*Must have available load


2. The Promo Period is from June 4, 2021 to July 4, 2021.


3. BPI Cardholders are entitled to the following offers:

  • Up to 50%  off on select merchandise at participating Rustan’s branches and at Rustans.com
  • Up to 6 months Real 0% SIP* at participating Rustan’s branches.
TenorMin. Amount
3 months
Php 3,000
6 monthsPhp 10,000

*Real 0% SIP is applicable to BPI Credit Cards only


4. To qualify for the discount/offer, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Branches of Merchant within the Promo Period.

5. Discount/offer should be given instantly where the purchase was made.


6. The offer is not convertible to cash or credit.  It may not be exchanged with any other product.


7. The Cardholder agrees that should his or her purchase be found fraudulent, BPI shall have the right to charge the value of the discount and item to his or her card.


8. The Promo is not valid in conjunction with any ongoing promos of Merchant. In the purchase of goods and services which are on promotional discount, in compliance to the Expanded Senior Citizen Act of 2010 (R.A. 9994) an Act Expanding Benefits and Privileges of Persons with Disability (PWD) (R.A. 10754), the senior citizen or PWD can avail of the promotional discount or the discount provided under the said laws, whichever is higher, if applicable.


9.    Any dispute concerning the products related to the Promo offer shall be settled directly between the Cardholder and Merchant with the concurrence of DTI.

10.    In case of dispute in respect of BPI only and the Cardholders' availment of the Promo, the decision of BPI with the concurrence of DTI shall be considered final. However, if the dispute involves participating Merchant and its performance and/or delivery of products to Cardholders, subject to the General Provisions set out above, the decision of BPI and Merchant with the concurrence of DTI shall be considered final.

11.    Terms and conditions governing the issuance and use of BPI Cards and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.



Program Mechanics

1. The Promo is open to all BPI Cardholders in good standing with any of the following participating cards:


BPI Credit Cards

  • eCredit Mastercard
  • Blue Mastercard
  • Gold Mastercard
  • Petron-BPI Mastercard
  • Edge Mastercard
  • Corporate Mastercard
  • Amore Cashback Card
  • Amore Platinum Cashback Card
  • Visa Signature Card
  • BPI Family Credit Card


2. BPI Credit Cardholders are entitled to the following installment Program:

Real 0% installment term
Up to 6 months Real 0% installment term on select items.
Low monthly add-on interest termTerms
Factor Rates
Add-On Rate
3 months0.343333
1.00%
6 months0.1766671.00%
9 months0.1211111.00%
12 months0..0933331.00%
18 months0.0655561.00%
24 months0.0516671.00%


Sample computation (using factor rate for 3-month term):
Price x factor rate        
Php 25,000.00 x 0.343333 = Php 8,583.33
    
Total Installment:  
Php 8,583.33 x 3 months = Php 25,749.98


3. The Cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):


Terms and Conditions:

a. The SIP Real 0% installment terms and monthly add-on interest terms are available for a minimum single-receipt purchase requirement of Php 3,000. The terms may vary per merchant and may be available for select items only.


b. All installment transactions are subject to BPI’s approval.


c. Cardholder can also choose to avail of the other SIP feature:


Up to 100% BONUS MADNESS LIMIT for qualified BPI Credit Cardholders
Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transactions will automatically be deducted from the Madness limit. The 100% Bonus Madness Limit is only applicable to installment transactions.


d. Should the Credit Cardholder decide to terminate the SIP transaction prior to the first billing, BPI will charge an early termination fee of Php 550 plus an additional 2% on the principal amount. If pre-termination is done after 1st billing, the early termination fee is Php 550. The monthly payment shall first be applied to the interest charges then to the principal amount using the diminishing balance method.


4. To qualify for the Program, the Cardholder must use his or her Participating BPI Card to pay for his or her purchases at the Participating Merchant. The Participating Merchants are listed in www.bpi.com.ph

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the Cardholder and Merchant.


6. The terms and conditions governing the issuance of BPI Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.



Participating Stores


Branch Location Contact Details 
MakatiAyala Center, Ayala Avenue, Makati City
+632 8813 3739 Local 280 - Customer Service
+632 8813 3739 Local 269 - Gift Registry
Shangri-La Plaza  Shangri-La Plaza Mall, EDSA corner Shaw Boulevard, Mandaluyong City+632 8633 4636 / +632 8633 4649 - Customer Service
+632 8633 4636 Local 301 or 302 - Gift Registry
Ayala AlabangAlabang Town Center, Alabang, Muntinlupa City+632 8850 5532 - Customer Service
+632 8850 5532 Local 129 - Gift Registry
GatewayGateway Mall, Araneta Center Cubao, Quezon City+632 8865 7700 - Customer Service
+632 8865 7745 - Gift Registry
Rustan's Cebu  Ayala Center, Bohol Avenue, Cebu City+6332 517 0500 - Customer Service
+6332 517 0554 - Gift Registry


Customer Support


BPI

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.



Per DTI Fair Trade Permit No. FTEB 116786, 112926. Series of 2021.

Related Information

Light payment terms when you shop online

You can now shop online and pay in installment at 0% interest. Plus, you can also defer your payments with our Buy Now Pay Later option.

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  • Cards
  • Rustan's End of Season Sale