You can apply through the following channels:

a. You may visit any BPI branch.
b. Call us at (02) 7918-2000, press 2 for Business loans or;
c. Email us at bbclientservices@bpi.com.ph

To apply for an SME Term Loan, you must meet the following criteria:

1. Filipino citizen
2. At least two (2) years in present / immediately preceding residence
3. At least 21 years old but not more than 70 years old at the time of loan maturity
4. At least three (3) years of business operations

For sole proprieters and individuals

a. Duly accomplished application form
b. DTI Registration/Business Permit
c. Borrower’s ID
d. Spouse’s ID (if applicable)
e. Last 3 months bank statement (BPI and/or other banks)
f. Latest Income Tax Return for the last 3 years

For partnerships and corporations

a. Duly accomplished application form
b. SEC Registration
c. General Information Sheet
d. Articles of Incorporation/Partnership including amendments (if any)
e. By-Laws including amendments (if any)
f. IDs of majority shareholders/authorized signatories (photocopy)
g. Last 3 months bank statements (BPI and/or other banks)
h. Income Tax Return (ITR) for the last 3 years 
i. Annual Financial Statements for the last 3 years  

The processing fee is Php 3,500.

We have a dedicated customer service team for our SME clients. You may call us at (02) 7918-2000, press 2 for Business Loans, or email us at bbclientservices@bpi.com.ph.