InstaPay & PESONet Features

Transaction Amount LimitPhP 50,000 per day per account but amount is aggregated with “BPI Transfer to Anyone” feature.Php 10 Million but subject to receiving Bank’s Maximum amount per transaction limit
No. of Funds Transfer Transaction per dayNo LimitNo Limit
Availability of Service24 x 7Banking days only
Availability of Funds to the Recipient’s AccountReal-time creditSame day credit

BPI Online and BPI Mobile app (for Individual clients)

BPI BizLink (for Corporations and Businesses)

Transaction Fee for Sending FundsPhP 50 per credit transactionPhP 50 per credit transaction