InstaPay & PESONet Features



InstaPayPESONet
Transaction Amount LimitPhp 50,000 per day per account but amount is aggregated with “BPI Transfer to Anyone” feature.
Php 20,000,000 but subject to receiving Bank’s Maximum amount per transaction limit
No. of Funds Transfer Transaction per dayNo LimitNo Limit
Availability of Service24 x 7
Banking days only
Availability of Funds to the Recipient’s AccountReal-time creditSame day credit
Channels

BPI Mobile app (for Individual clients)

BPI BizLink (for Corporations and Businesses)

Transaction Fee for Sending FundsPhp 25 per credit transaction
Php 50 per credit transaction