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- Transfer Funds to other Banks
- Transfer Funds via PESONet
Php 50
Banking days
Same Day*
Php 20,000,000**
No limit
*Crediting cut-off time at 12 NN.
**The maximum amount per transaction is Php 20,000,000. However, it is still subject to the receiving Bank’s maximum amount per transaction limit.
**For same day credits to recipient accounts, PESONet transfer requests shall be processed by 3 PM. Otherwise, the fund transfer request will be processed the next banking day.
Make your day-to-day operations more efficient by doing your transactions online.
Conveniently disburse multiple transactions in batches.
Ensure timely payments for one time or recurring through the Pay Now, Pay On and Pay Every features.
No need to issue checks or physically deposit large amounts of money to other banks.
1. Fill out the enrollment form and submit documentary requirements* through your branch or Relationship Manager.
2. Once enrolled, you may now transact PESONet via BPI BizLink:
a. Login to BPI BizLink.
b. Click Payments and Transfers >> Pay Non-BPI.
c. Select your Corporate Code.
d. Choose Single or Multiple Entry.
e. Fill in the details and click Submit.
*Non-BizLink users must submit additional documentary requirements.
PESONet is an interbank funds transfer service under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP) which allows clients to electronically transfer high-value funds between their BPI account and other accounts in participating banks and financial institutions in the Philippines.
You must have a BPI BizLink account and submit an enrollment form to activate “Pay Non-BPI Facility” to transact via PESONet. Non-BizLink users must also submit documentary requirements. You may contact your Corporate Banking Relationship Manager or Cash Management Specialist to request for the enrollment form.
The cut-off time for transactions is at 3:00 PM. If the transaction is within the cut-off time, it will be credited on the same day. If the transaction was made after the cut-off or during weekends and holidays, it will be processed and credited on the next banking day.
PESONet transaction in BPI BizLink is enabled by a maker-checker facility, wherein authorized personnel of the company will be assigned as maker (to input the transaction details) and as checker (to approve the transactions) with corresponding usernames and passwords, before it goes through the system for processing.
The following are the possible types of transactions that can be made via PESONet:
• Payments to a Payee or several Payees.
• Bulk payments that are not urgent or can be made within 1-2 days.
• Settlement of commercial obligations or supplier payments.
• Payroll to other banks.
• Payee is not online.
• An alternative to checks.
Regular BPI Peso Savings or Checking Account of corporations can be used as a source account for PESONet for sending and receiving funds.
USD accounts, Time Deposit, Save-up, SBA/Merchant or Collection Accounts, and Prepaid Cards are not eligible to send/receive funds.
Click here for the list of participating banks and financial institutions. You may also visit www.pesonet.info for the updated list of participating institutions and news updates.
Can I request for funds to be recovered if I entered the incorrect account details and the transaction pushed through?
As long as a valid account number is provided, whether or not it is for the intended recipient, the transaction will be considered final and can no longer be cancelled. Thus, we are recommending the sending clients to verify the details to its recipients first before the actual transaction.
Yes, here are the possible instances for unsuccessful credit:
• Invalid payee account number (may be incorrect, closed, dormant, blocked or frozen)
• Name of beneficiary account does not match the details of in the Receiving Bank’s system
• The currency of the beneficiary account is not in Php
InstaPay and PESONet are two interbank funds transfer services under the National Retail Payment System of the BSP. Here are the differentiating features of InstaPay and PESONet.
Transfer Funds via InstaPay
Conveniently and securely transfer funds from your BPI account to other local banks.
Learn HowFor inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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