Regular Savings
A savings account with electronic banking convenience, so you can juggle your day-to-day finances easily, any time of the day.
How to apply
Required Initial Deposit

Php 3,000

Required Minimum Monthly ADB

Php 3,000

Required Daily Balance to Earn Interest

Php 5,000

Interest Rate (Per Annum)


Account features
Easy Access

Withdraw from our ATMs located all over the country or any ATM that accepts BancNet or Mastercard.

Cashless Shopping

Cashless payments online and in stores, wherever BancNet or Mastercard is accepted.


Pay your bills to over 200 merchants.


Reload cellphones and prepaid cards instantly, or easily transfer funds to enrolled accounts.

Online Account Opening

Do everything online —open account, transfer funds, pay bills, load e-cards, and more.

Quick guides

How to open a Regular Savings account

If you have an existing BPI account, open an account online or visit a branch near you.

How to open a Regular Savings account online​:

1. Select “Open a New Account”.​
2. Tap “Open another deposit account”.​
3. Tap “Open account now”.​
4. Choose “PHP” as currency.​
5. Choose “Regular Savings with Debit Card”​.
6. Read and agree to the terms and conditions.​
7. Tap “ Confirm”​.
8. You may now fund your Regular Savings account.

Open a Regular Savings Account
I don’t have a BPI Account
Check the requirements you need before you visit your nearest BPI branch.
Learn more
I already have an existing BPI Account
Visit a BPI branch near you.
Related information
Debit Card
It’s the best way to control your spending. Use it when you shop here or anywhere in the world.
Learn more
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