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#MySaveUp Fees and Charges

Maintenance / Auxiliary Services

Particulars	Amount of Fee / Charge
Fee upon client-initiated closure within 1 month of account opening*	Php 500
Monthly fee for falling below minimum balance*	Php 300 (charging begins if account falls below the required minimum average daily balance for 2 consecutive months)
Monthly dormancy fee*	Php 30 (Dormancy charge is collected starting on the 5th year after the last activity, only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 2 years)
Balance inquiry fee using ATMs	BPI ATM: Free* for a limited period Non – BPI ATM (Local): Php 1.50 Non – BPI ATM (International): USD 1
Maximum period to fund the account starting from account opening date*	30 days (If account is still at zero balance after 30 days, the account will be automatically closed)

Customers Fees and Charges

If transaction performed is within the BPI platform.

Particulars	Service Charge
Over-the-counter fund transfer	Php 15 per transfer
Bank Certification	Php 200 per certificate issuance
Debit card replacement request	Php 150

a. Deposit Transaction

Particulars	Service Charge
BPI Cash Accept Machines (CAMs) Deposit	Free for a limited period
BPI Branch Over-the-Counter Deposit*	Php 50 service fee for deposits less than Php 50,000 Php 100 service fee for deposits greater than Php 50,000 but less than Php 500,000 Php 500 service fee for deposits greater than Php 500,000 but less than Php 1,000,000 Php 1000 fee for deposits greater than Php 1,000,000
Deposit Limit*	Subject to Php 30,000 maximum account balance

b. Withdrawal Transaction

Particulars	Service Charge
BPI ATM*	Free for a limited period
Non-BPI ATM (Local)	Php 15 per withdrawal
Non-BPI ATM International	USD 3.50 or 2% of amount withdrawn, whichever is higher
BPI Branch Over-the Counter Withdrawal	Php 100 for amount within ATM withdrawal limit (i.e withdrawal amount of less than Php 20,000) Free for amount beyond ATM limit (for a limited period)

c. BPI Online or BPI Mobile App

Particulars	Service Charge
Fund Transfer to BPI – enrolled accounts	Free
Fund Transfer to un-enrolled BPI accounts	Php 10
Fund Transfer to non-BPI accounts via Instapay	Php 25
Loading of e-wallet	Free
BPI to Cash via payout partners	Php 99

Note: Product features with (*) are subject to change.