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#MySaveUp Fees and Charges



Maintenance / Auxiliary Services

Particulars

Amount of Fee / Charge

Fee upon client-initiated closure within 1 month of account opening*Php 500
Monthly fee for falling below minimum balance*

Php 300 (charging begins if account falls below the required minimum average daily balance for 2 consecutive months)

Monthly dormancy fee*

Php 30 (Dormancy charge is collected starting on the 5th year after the last activity, only if dormant account’s balance has fallen below the required minimum average daily balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 2 years)

Balance inquiry fee using ATMs

BPI ATM: Free* for a limited period
Non – BPI ATM (Local):  Php 1.50
Non – BPI ATM (International): USD 1

Maximum period to fund the account starting from account opening date*

30 days (If account is still at zero balance after 30 days, the account will be automatically closed)



Customers Fees and Charges

If transaction performed is within the BPI platform.

Particulars

Service Charge

Over-the-counter fund transfer

Php 15 per transfer

Bank Certification

Php 200 per certificate issuance

Debit card replacement request

Php 150


a. Deposit Transaction

Particulars

Service Charge

BPI Cash Accept Machines (CAMs) Deposit

Free for a limited period

BPI Branch Over-the-Counter Deposit*
  • Php 50 service fee for deposits less than Php 50,000
  • Php 100 service fee for deposits greater than Php 50,000 but less than Php 500,000
  • Php 500 service fee for deposits greater than Php 500,000 but less than Php 1,000,000
  • Php 1000 fee for deposits greater than Php 1,000,000
Deposit Limit*Subject to Php 30,000 maximum account balance


b. Withdrawal Transaction

Particulars

Service Charge

BPI ATM*

Free for a limited period

Non-BPI ATM (Local)

Php 15 per withdrawal

Non-BPI ATM International

USD 3.50 or 2% of amount withdrawn, whichever is higher
BPI Branch Over-the Counter Withdrawal
  • Php 100 for amount within ATM withdrawal limit (i.e withdrawal amount of less than Php 20,000)
  • Free for amount beyond ATM limit (for a limited period)


c. BPI Online or BPI Mobile App

Particulars

Service Charge

Fund Transfer to BPI – enrolled accountsFree
Fund Transfer to un-enrolled BPI accountsPhp 10
Fund Transfer to non-BPI accounts via InstapayPhp 25

Loading of e-wallet

Free

BPI to Cash via payout partners

Php 99

Note: Product features with (*) are subject to change.

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