Kaya Savings
Open a savings account with no maintaining balance and only a minimal fee for withdrawals. Saving for your future is now easier.
How to apply
Required Initial Deposit

Php 200

Required Minimum Monthly ADB

n/a

Required Daily Balance to Earn Interest

Php 1,000

Interest Rate (Per Annum)

0.25%

Account features
No Maintaining Balance

There's no minimum amount required as you build your savings account.

Low Initial Deposit

You only need P200 to open an account and start saving.

Minimal Withdrawal Fees

Withdraw from our ATMs located all over the country or any ATM  that accepts Bancnet.

Open a Kaya Savings Account
I don’t have a BPI Account
Check the requirements you need before you visit your nearest BPI branch.
Learn more
I already have an existing BPI Account
Visit a BPI branch near you.
Similar accounts

Regular Savings

A savings account with electronic banking convenience, so you can juggle your day-to-day finances easily, any time of the day.

learn more

Passbook

If you want the recordkeeping convenience of a passbook, this savings account earns interest on your funds while allowing you to monitor your transactions.

learn more

Padala Moneyger

An affordable savings account specially designed for those who receive remittances abroad.

learn more
Debit Card
It’s the best way to control your spending. Use it when you shop here or when you shop online anywhere in the world.
Learn more

Member: PDIC. Maximum Deposit Insurance For Each Depositor P500,000