Corporate Deposit Rates: Saving & Checking

BPI
BPI
Peso Savings Account

Peso Saving Account

Type of Deposit Account
Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance** to Earn InterestInterest Rate*** (Per Annum) 

Passbook Savings

(Business Banking)

Php 50,000Php 50,000Php 75,000
0.125%
Passbook Savings (Corporate)
Php 100,000Php 100,000Php 150,0000.125%
Maxi-Saver**** Savings with Passbook
Php 250,000Php 250,000
Php 250,000If daily balance is:
Less than Php 250,000N.A.
Php 250,000 - Php 499,999
0.125%
Php 500,000 - Php 999,9990.125%
Php 1,000,000 - Php 4,999,9990.125%
Php 5,000,000 and above0.125%
*With 0.125% bonusp.a. if no withdrawal in a month




Peso Checking Account

Peso Checking Account

Type of Deposit AccountRequired Initial DepositRequired Minimum Monthly ADB*Required Daily Balance** to Earn InterestInterest Rate*** (Per Annum) 
Bizlink Checking with StatementPhp 10,000Php 10,000N.A.N.A.
Business CheckingPhp 10,000Php 10,000N.A.N.A.
Maxi-One with StatementPhp 50,000Php 50,000Php 25,000Php 25,000 - Php 999,9990.125%
Php 1,000,000 and above0.175%
Maxi-One with PassbookPhp 500,000Php 500,000Php 25,000Php 25,000 - Php 999,9990.125%
Php 1,000,000 and above0.175%



* ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:

ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)


** Daily Balance is equivalent to end-of-day balance.


*** Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.


**** For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.

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    • Corporate Deposit Rates: Savings and Checking