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Corporate Deposit Rates: Saving & Checking

Peso Savings Account

Peso Savings Account

Type of Deposit Account
Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance** to Earn InterestInterest Rate*** (Per Annum) 
Passbook Savings
(Business Banking)
Php 50,000Php 50,000Php 75,0000.125%
Passbook Savings
(Corporate) 
Php 100,000Php 100,000Php 150,000
0.125%
Maxi-Saver**** Savings with PassbookPhp 250,000Php 250,000Php 250,000If daily balance is:
Less than Php 250,000N.A.
Php 250,000 - Php 499,9990.125%
Php 500,000 - Php 999,9990.125%
Php 1,000,000 - Php 4,999,999
0.125%
Php 5,000,000 and above0.125%
*With 0.125% bonusp.a. if no withdrawal in a month
Maxi-One with StatementPhp 50,000Php 50,000Php 25,000Php 25,000 - Php 999,9990.125%
Php 1,000,000 and above0.175%
Maxi-One with PassbookPhp 500,000Php 500,000Php 25,000Php 25,000 - Php 999,9990.125%
Php 1,000,000 and above
0.175%


Peso Checking Account

Peso Checking Account

Type of Deposit Account
Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance** to Earn InterestInterest Rate*** (Per Annum) 
Bizlink Checking with StatementPhp 10,000Php 10,000N.A.N.A.
Business CheckingPhp 10,000Php 10,000N.A.N.A.
Maxi-One with StatementPhp 50,000Php 50,000Php 25,000
Php 25,000 - Php 999,9990.125%
Php 1,000,000 and above0.175%

* ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:

ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)
Number of days in the month (i.e. 30/31 days)


** Daily Balance is equivalent to end-of-day balance.


*** Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.


**** For Maxi-Saver Savings, if withdrawal exceeds 6 times within a month, the account will be subject to the rate that applies to the lowest interest-bearing tier. Any form of client initiated debit from the account is considered a withdrawal.

Foreign Currency Savings Account

Foreign Currency Savings Account

Check our list of BPI branches offering Foreign Currencies (Initial Deposits, Monthly ADB and Balance to Earn Interest above are stated in terms of the corresponding currency).


US Dollar Savings (USD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Debit Card
$ 500$ 500$ 5000.050%
Passbook
$ 500$ 500$ 5000.050%

Learn more about US Dollar Savings


Australian Dollar Savings (AUD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Australian Dollar Savings


British Pound Savings (GBP)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
£ 500£ 500£ 5000.125%

Learn more about British Pound Savings


Canadian Dollar Savings (CAD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
$ 500$ 500$ 5000.125%

Learn more about Canadian Dollar Savings


Chinese Yuan Savings (CNY/RMB)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
  ¥ 3,500¥ 3500¥ 35000.050%

Learn more about Chinese Yuan Savings


Euro Savings (EUR)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
500 500N.AN.A

Learn more about Euro Savings


Hong Kong Dollar Savings (HKD)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
5005005000.050%

Learn more about Hong Kong Dollar Savings


Japanese Yen Savings (JPY)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
¥ 50,000¥ 50,000N.AN.A

Learn more about Japanese Yen Savings


Swiss Franc (CHF)


Required Initial DepositRequired Minimum Monthly ADB*Required Daily Balance to Earn Interest**Interest Rate per Annum***
Passbook
500 500N.AN.A

Learn more about Swiss Franc Savings


*ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:


ADB   =(Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)

-----------------------------------------------

Number of days in the month (i.e. 30/31 days)


**Daily Balance is equivalent to end-of-day balance.


***Interest earned shall be credited quarterly to your savings (except for Maxi-Saver where interest earned is credited monthly and BPI Advance) and/or current account(s) provided that the account has not been closed prior to schedule of interest crediting.

Contents
    Related information
    Savings and Checking Deposit Rates
    Account Maintenance and Transaction Fees