Buy a passenger car
Whether you're eyeing a brand-new car or a second hand unit, or you need a multi-purpose loan with your car as collateral, BPI Auto Loan has something for you.
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Benefits
Affordable

Enjoy low rates, down payment options as low as 15%* and flexible payment terms of up to 5 years.

Low Cash-out

Choose our newest payment feature, Step Up PayPlan, Multi Year Protect Program, and Zero Cash Out.

Easy to Apply

Apply through any of our over 800 BPI branches nationwide or any of our accredited dealerships nationwide.

Convenient

Your BPI account will automatically be enrolled via an automatic debit arrangement to make your monthly payments convenient.

Reliable

Start your new auto loan journey with us and we will guide you in every step of the way.

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Quick guide

How to apply for an Auto Loan in the branch?


1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.


How to apply for an Auto Loan online?

1. Completely fill out our Auto Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.

Auto Loan Application
Get your dream car today and apply for an Auto Loan.
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Frequently asked questions

What are the rates for brand new cars?


What are the rates for second-hand cars?


What are the qualifications to apply for an Auto Loan?

1. At least 21 years old but not more than 70 years old upon loan maturity
2. Minimum Household Income: Php 30,000

What is the minimum and maximum loan amount?

1. Brand New
a. Minimum Loan Amount: Php 200,000
b. Maximum Loan Amount: Up to 85% of the purchase price

2. Second Hand
a. Minimum Loan Amount: Php 200,000
b. Maximum Loan Amount: Up to 70% of the purchase price

What is the term of the loan?

Minimum Loan Term: 1 year
Maxium Loan Term: Up to 5 years

Who can I contact if I have questions about BPI Auto Loan?

 If you need any assistance on your auto loan, you may reach us through these channels.

How do I claim my fully paid loan documents?

For your safety and convenience, you may claim your documents by:
​​​​​​​
a. Requesting for Collateral Document Delivery to Branch
b. Scheduling an appointment

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Related information

Auto Loans Self Assessment

Know if you're ready to buy a car.

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Auto Loan Payment Solutions

Check out our affordable payment options to drive your dream car today.

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List of Requirements

Check out the requirements on how to apply for an Auto Loan.

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Find Us
Send us a message

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Deposits are insured by PDIC up to P500,000 per depositor.

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