All-Out 2022 Promo
Experience having your own car or home with BPI Auto and Housing Loan.
Promo Highlights
Get the lowest rate discounts

Up to 1.5% discount on prevailing rates*​

*Not applicable to dealer-referred Auto Loan applications​.

Get the biggest savings on your initial cash-out

Save up on chattel mortgage fees, processing, appraisal, and others​.

Promo Mechanics
Auto Loan
Auto Loan

Vehicle Type

Offer

Loan AmountLoan TenorPromo PeriodBooking Period
Cars1.5% discount on published rates and up to Php 40,000 free Chattel Mortgage FeesMinimum of Php 500,0005 yearsUp to December 31, 2022Up to January 31, 2023
Big Bikes1.5% discount on published ratesMinimum of Php 400,0003 years
Electric Cars2.0% discount on published rates and up to Php 50,000 free Chattel Mortgage FeesMinimum of Php 500,0005 years


1. The promo will run from October 17, 2022 to December 31, 2022. ​


2. The promo is open to new and existing BPI Auto Loan borrowers nationwide who will apply for an Auto Loan until December 31, 2022, and whose loan application will be approved and booked on or before January 31, 2023.​


3. Borrower with a loan application meeting the criteria below is eligible to avail of the promo: ​

  • Loan Amount: Minimum of Php500K for passenger and electric vehicles; Php 400,000 minimum for leisure motorbikes​
  • Loan term: 60 months (5 years) for passenger and electric vehicles; 36 months (3 years) for leisure motorbikes​
  • Vehicle Type: Brand New – for private or personal use ​


4. Clients who qualify can redeem up to Php 40,000 worth of waived chattel mortgage fees for passenger vehicles, and up to Php 50,000 worth of waived chattel mortgage fee for electric vehicles.​


5. Other Promo Conditions: ​

  • The client should be able to pay the first monthly amortization on time. ​
  • The client should not have delayed monthly amortization payments for more than 3 succeeding months. ​
  • The client should not pre-terminate or pre-pay the loan. ​
  • The client should not convert the subject vehicle to a public utility, service, or delivery vehicle. ​
  • The promo cannot be availed in conjunction with other BPI Auto Loan promotions and /or offers. ​

6. Standard terms and conditions for BPI Auto Loan shall apply.​


7. In case of dispute, BPI’s decision, in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.​



Quick guide


How to apply for an Auto Loan in the branch?


1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
5. Sign the loan documents.


How to apply for an Auto Loan online?

1. Completely fill out our Auto Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center.
4. Sign the loan documents.

Housing Loan
Housing Loan

Loan Purpose

Offer

Loan AmountFixing PeriodLoan TenorPromo PeriodBooking Period
Housing Loan1% discount on published rates and up to Php 50,000 free loan fees if Housing Loan is booked on or before December 2022. Up to Php 30,000 free loan fees if booked in 2023Minimum of Php 1,000,0005 yearsMinimum of 10 yearsUp to December 31, 2022Up to January 28, 2023
Property Equity Loan5 years


1. The promo will run from October 17, 2022 to December 31, 2022. ​


2. The promo is open to new and existing BPI Housing Loan borrowers nationwide whose loan application will be approved and booked on or before February 28, 2023

3. Client must meet the following conditions to qualify for the promo:​


a. Must be an individual or corporate* borrower.​

*Defined as corporations, cooperatives and partnerships​.


b. Must have a minimum loan amount of Php 1,000,000.


c. Must have a minimum loan term of 10 years for acquisition, construction, and refinancing; 5 years only for property equity loan​.


d. Fixing period is 5 years only​.


e. Loan proceeds should be used for the following purposes:​

  • Acquisition of a residential property​
  • Construction of a residential property ​
  • Renovation of a residential property​
  • Refinancing of an existing mortgage​
  • Property Equity Loan​


f. The promo cannot be availed in conjunction with other BPI Housing Loan promotions and /or offers.​


4. Standard terms and conditions for BPI Housing Loan shall apply.​


5. In case of dispute, BPI’s decision, in concurrence with DTI, regarding this promo will be deemed final and non-negotiable.​



Quick guide


How to apply for a Housing Loan in the branch?


1. Go to any BPI branch.
2. Completely fill out the application form.
3. Submit the requirements. Your application will be reviewed and processed.
4. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center
5. Sign the loan documents.​​​​​​​


How to apply for a Housing Loan online?


1. Completely fill out our Housing Loan online application form.
2. Submit the requirements. Your application will be reviewed and processed.
3. If your application is approved, you will receive an SMS notification and will be asked to visit the branch or a Loans Business Center
4. Sign the loan documents.


Mechanics
    Customer Support

    For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.​

    DTI Fair Trade Permit No. FTEB-154073 Series of 2022 ​

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