Advisory: BPI Debit Mastercard

Please be advised that starting June 1, 2022, the maximum transaction amount for contactless payments using BPI Debit Mastercard will be increased from two thousand pesos (Php 2,000.00) to five thousand pesos (Php 5,000.00).

Frequently Asked Questions

What change will be implemented on the contactless payment feature of BPI Debit Mastercard?

Starting June 1, 2022, the maximum transaction amount for contactless payments using the BPI Debit Mastercard will be increased from Php 2,000 to Php 5,000.

Will all BPI Debit Mastercard clients get an increase in the contactless transaction limit?

Yes, all existing BPI Debit Mastercard clients will enjoy higher transaction limits when making contactless payments starting June 1, 2022.

How does the contactless transaction limit work?

The contactless transaction limit sets the maximum amount you can pay by tapping your card at a POS terminal. These transactions do not require a PIN or signature. The contactless limit is applicable per transaction.

How can I know if I can pay using the contactless feature at the Point-of-Sale (POS) terminal in-store?

You can ask the merchant if they accept contactless payments or if you can tap or wave your BPI Debit Mastercard to pay for your transactions not exceeding the contactless transaction amount limit. Alternatively, you may also look for the contactless symbol at the merchant counter or POS terminal.

Why am I not required to sign nor input a Personal Identification Number (PIN) on my contactless transactions/payments?

Contactless transactions are meant to provide you with a quick and convenient way to pay for small purchases. You would only need to tap your card on the POS terminal in order to complete your payment.

Are contactless transactions safe?

Yes, contactless transactions/payments are safe.  You will be asked to tap your debit card on the POS terminal yourself instead of handing over your card to the cashier. This means that the card never leaves your hand, making it a secure way of paying.

What benefits can I get by doing contactless transactions/payments?

The contactless feature of the BPI Debit Mastercard is a safe and secure way to make quick purchases/payments. This allows you to pay in just a few seconds by simply tapping or waving your card over a contactless POS terminal.

Who can I contact for questions and clarifications?

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.

Published on March 2022