Important Announcements
- Important Announcements V1
- Advisory: Systems Maintenance September 18, 2020
- Branch Advisory: List of Open Branches for September 28, 2020
- Changes to Odyssey Asia Pacific High Dividend Equity Fund
- Reduction in various Peso Savings and Current Account Interest Rates Effective September 1, 2020
- Changes in ALFM & PAMI Mutual Fund redemption settlement
- Advisory: BPI Online and Mobile app
- Systems Upgrade Advisory 7-26-2020
- Concerns on existing Auto or Housing Loans after the Enhanced Community Quarantine (ECQ)
- Decrease in Interest Rates of Third Currency Savings Accounts Effective August 1, 2020
- Income Alert: BPI Invest US Dollar Income Feeder Fund
- Advisory: Systems Maintenance
- Changes to the BPI Invest US Dollar Income Feeder Fund
Reduction in Interest Rates of BPI Maxi-Saver and Advance Savings Accounts Effective May 1, 2020
Reduction in Interest Rates on Various Dollar Accounts effective April 1, 2020
Subscriptions and Redemptions for BPI AMTC Unit Investment Trust Funds
Temporary changes in the processing of ALFM & PAMI Mutual Fund transactions
Deactivation of ExpressLink Services Starting February 10, 2020
New minimum eligibility requirements for the BPI Preferred Program
We will undergo a scheduled systems maintenance activity from September 18 (Friday), 10:00 PM, to September 19 (Saturday), 11:59 PM.
During this time, the following services will be temporarily unavailable:
- Online banking
- Mobile app
- BizLink platform
- ATMs and CAMs
- Debit card services
- Branch banking (September 19 to 20)
Our credit card and prepaid card services will remain available.
Please plan accordingly and perform your urgent transactions (bills and loans payments, fund transfers, CAM deposits, and ATM withdrawals) before the weekend.
Published on September 4, 2020
As we continue to comply with quarantine protocols of the DOH and Local government units, our branch schedules on weekdays will remain, with shortened banking hours.
On weekends, all branches will be temporarily closed while our ATMs, CAMs, BPI Online, and BPI Mobile app will remain accessible for your banking needs.
Published on September 25, 2020
Starting October 1, 2020, we shall be converting Odyssey Asia Pacific High Dividend Equity Fund to a feeder fund.
Published on September 16, 2020
Please be advised of the interest rate adjustments on various Peso Savings and Checking Accounts effective September 1, 2020.
Peso Savings Accounts
| Product | Interest Rate per Annum | ||
| Tier | From | To | |
| Express Teller Savings | 0.250% | 0.125% | |
| Passbook Savings (Individual) | 0.250% | 0.125% | |
| Passbook Savings (Corporate) | 0.250% | 0.125% | |
| Jumpstart Savings | 0.250% | 0.125% | |
| Kaya Savings* | 0.250% | 0.125% | |
| Save-Up Automatic Savings with Insurance | 0.250% | 0.125% | |
| Pamana Savings with Life Insurance | 0.250% | 0.125% | |
| Pamana Padala with Debit Card | 0.250% | 0.125% | |
| Padala Moneyger | 0.250% | 0.125% | |
| Get Started Savings with Life Insurance* | 0.250% | 0.125% | |
| Multi-earner Savings* | 0.250% | 0.125% | |
| Multi-earner Plus Savings* | 0.250% | 0.125% | |
| Platinum Savings* | 25,000 < 300,000 | 0.250% | 0.125% |
| 300,000 < 1M | 0.350% | 0.175% | |
| 1M and above | |||
| Platinum Savings (For Kids)* | 0.250% | 0.125% | |
| Direct Deposit US Pension with Passbook | 0.250% | 0.125% | |
Peso Checking Accounts
| Product | Interest Rate per Annum | ||
| Tier | From | To | |
| Maxi-One (Individual) | 25,000 < 1M | 0.250% | 0.125% |
| 1M and above | 0.350% | 0.175% | |
| Maxi-One (Corporate) | 25,000 < 1M | 0.250% | 0.125% |
| 1M and above | 0.350% | 0.175% | |
| Ka Negosyo Checking* | 0.250% | 0.125% | |
*Product no longer offered.
Published on August 18, 2020
Please be informed of the new temporary redemption settlement schedule of the following Mutual Funds effective August 17, 2020:
| Fund | Order Cut-off Time | New Redemption Settlement Date |
| ALFM Money Market Fund | 11:00 AM | next business day |
| ALFM Peso Bond Fund | 11:00 AM | next business day |
| ALFM Dollar Bond Fund | 11:00 AM | next business day |
| ALFM Euro Bond Fund | 11:00 AM | next business day |
| ALFM Growth Fund | 11:00 AM | after 4 business days |
| Phil. Stock Index Fund | 11:00 AM | after 4 business days |
| Philam Managed Income Fund | 10:30 AM | next business day |
| Philam Peso Bond Fund | 10:30 AM | next business day |
| Philam Dollar Bond Fund | 10:30 AM | next business day |
| Philam Fund | 10:30 AM | after 4 business days |
| PAMI Horizon Fund | 10:30 AM | after 4 business days |
| Philam Strategic Growth Fund | 10:30 AM | after 4 business days |
| PAMI Equity Index Fund | 10:30 AM | after 4 business days |
| PAMI Global Bond Fund | 10:30 AM | after 5 business days |
| PAMI Asia Balanced Fund | 10:30 AM | after 5 business days |
We encourage clients to manage their investments from the safety of their homes with BPI's digital channels.
Published on August 17, 2020
We will undergo regular system maintenance on August 9, Sunday, from 12:00 MN to 2:00 AM. During the activity, access to the mobile app and online banking as well as transactions through GCash, PayMaya, Grab, Lazada, and other online partners will be temporarily unavailable.
Please plan your transactions ahead.
Published on August 7, 2020
We will undergo a scheduled systems upgrade on July 26, 2020 (Sunday), from 12:00 am to 12:00 nn, to enhance your debit card experience.
Please plan your transactions accordingly. Thank you.
Published on July 21, 2020
Starting June 1, 2020, regular payment collection through auto-debit will resume on your scheduled due date.
Reminder: Standard fees for late or non-payment of loan amortizations shall apply from June onwards.
Please be advised of the decrease in interest rates on the following Third Currency Savings Accounts effective August 1, 2020:
| Product | Interest Rate Per Annum | |
| From | To | |
| (AUD) Australian Dollar Passbook Savings | 1.250% | 0.125% |
| (CAD) Canadian Dollar Passbook Savings | 0.250% | 0.125% |
| (CNY / RMB) Chinese Yuan Passbook Savings | 0.100% | 0.050% |
The rates of other Third Currency Savings Accounts remain the same.
BPI Invest US Dollar Income Feeder Fund has been giving as much as USD 2.00 for every unit of investment for almost two years! Read more about the Fund's upcoming income distribution.
Starting 15 June 2020, we will be updating target fund provisions of the BPI Invest US Dollar Income Feeder Fund Plan Rules.
We will undergo a scheduled systems maintenance activity from June 19 (Friday) 11:00 PM to June 20 (Saturday) 11:59 PM.
During this time, the following services will be temporarily unavailable:
- Online banking
- Mobile app
- BizLink and ELink platforms
- ATMs and CAMs
- Debit Card services
- Branch banking (June 20 to 21)
Our credit card and prepaid card services will remain available. Please plan your weekend transactions accordingly.
Please be advised that due to the enhanced community quarantine (ECQ), we will follow an early cut-off schedule for select services.
Protect yourself from Cyber FRAUD. We have received reports about emails asking people to click on a link so that their accounts will not be deactivated as a result of the COVID-19 crisis. Please do not entertain such emails. They come from scammers who trick people into revealing personal and sensitive information.
Cybersecurity is a shared responsibility. All of us have a role to play in ensuring the safety of our bank accounts.
Below are some guidelines from the Bankers Association of the Philippines (BAP):
- Ignore any suspicious emails, calls, or text messages, and report them to concerned banks immediately. This includes not opening / clicking any links.
- If you are concerned about the authenticity of the email/call/text message, contact your bank immediately and provide all necessary details about the email/call/text message.
- Use only the official apps of your banks. Check your bank’s official pages / website to learn more.
- Remember that your banks will never request for your personal information, account number, or any passwords or One-Time PINs (OTPs).
- Protect your passwords either by changing your passwords regularly, or by creating strong passwords to deter potential hackers.
- Avoid using a shared network or shared computer when doing financial or other sensitive transactions since hackers may access your information.
You may visit the website of BAP, https://bap.org.ph/cybersafe/, for more cybersecurity tips. We also post regular cybersecurity tips and announcements on our website and Facebook page.
Please be advised on the reduction in interest rates of Peso Maxi-Saver and Advance Savings Accounts effective May 1, 2020.
| Product | Initial Deposit | Minimum ADB | Balance to Earn Interest | Interest Rate Per Annum | From | To |
| Maxi-Saver Savings with Debit Card | Php 50,000 | Php 50,000 | Php 50,000 | Less than Php 50,000 | N.A. | N.A. |
| Php 50,000 - 499,999 | 0.250% | 0.250% | ||||
| Php 500,000 - 999,999 | 0.375% | 0.375% | ||||
| Php 1M and above | 0.750% | 0.625% | ||||
| Bonus rate of 0.500% p.a. applies if there is no withdrawal within the calendar month | ||||||
| Maxi-Saver Savings with Passbook | Php 75,000 | Php 75,000 | Php 75,000 | Less than Php 75,000 | N.A. | N.A. |
| Php 75,000 - 499,999 | 0.250% | 0.250% | ||||
| Php 500,000 - 999,999 | 0.375% | 0.375% | ||||
| Php 1M and above | 0.750% | 0.625% | ||||
| Bonus rate of 0.500% p.a. applies if there is no withdrawal within the calendar month | ||||||
| With this rate change, the maximum rate shall be 1.125% inclusive of bonus rate. | ||||||
| BPI Advance Savings Account with Passbook | Php 100,000 | Php 100,000 | Php 100,000 | Less than Php 100,000 | N.A. | N.A. |
| Php 100,000 - 999,999 | 0.750% | 0.750% | ||||
| Php 1M and above | 1.250% | 1.125% | ||||
Effective April 20, 2020, new account opening of Kaya Savings Account will no longer be offered.
However, existing Kaya Savings customers may still continue to enjoy the benefits of the account and transact using BPI’s available channels.
Please be advised that BPI Asset Management and Trust Corporation’s UITFs are accessible for subscriptions and redemptions through BPI Online, BPI Mobile app, as well as in open BPI and BPI Family Savings Bank branches. Cut-off period for all funds is at 11:00AM.
We encourage you to manage your investments from the safety of your home with BPI's digital channels.
Let us all continue to stay safe. Thank you for your continued patronage.
Please be advised that during this extraordinary time, BIMI has temporarily limited online redemption and subscription for certain funds. Kindly refer to the available funds for transaction.
11:00 AM Cut-Off:
- ALFM Money Market Fund
- ALFM Growth Fund
- Philippine Stock Index Fund
10:30 AM Cut-Off:
- Philam Managed Income Fund
- Philam Bond Fund
- Philam Dollar Bond Fund
- Philam Strategic Growth Fund
- Philam Fund
- PAMI Horizon Fund
- PAMI Equity Index Fund
- PAMI Global Bond Fund
- PAMI Asia Balanced Fund
Thank you for your understanding and continued patronage.
Please be informed that in adherence to the government mandate, which is the Enhanced Community Quarantine in Luzon, the calculation of the BPI Indices will be temporarily discontinued until further notice.
Let us all continue to stay safe.
Please be advised of the decrease in interest rates on the following USD Savings Accounts effective April 1, 2020:
BPI Dollar Accounts | ||||||
Product | Initial Deposit | Minimum ADB | Balance to Earn Interest | Interest Rate Per Annum | FROM | TO |
Express Dollar Savings | $ 500 | $ 500 | $ 500 | 0.250% | 0.050% | |
Dollar Savings with Passbook | $ 500 | $ 500 | $ 500 | 0.250% | 0.050% | |
Maxi-Saver Savings with Passbook (USD) | $ 2,500 | $ 2,500 | $ 2,500 | Less than $ 2,500 | N.A | N.A. |
2,500 <9,999 | 0.375% | 0.1000% | ||||
10,000 < 19,999 | 0.500% | 0.1000% | ||||
20,000 and above | 0.625% | 0.1000% | ||||
With 0.500% BONUS p.a. if no withdrawal in a month | ||||||
BFSB Dollar Accounts | ||||||
Product | Initial Deposit | Minimum ADB | Balance to Earn Interest | Interest Rate Per Annum | FROM | TO |
Dollar Savings with Passbook | $ 500 | $ 500 | $ 500 | 0.250% | 0.050% | |
Maxi-Saver Savings with Passbook (USD) | $ 2,500 | $ 2,500 | $ 2,500 | Less than $ 2,500 | N.A | N.A. |
2,500 <9,999 | 0.375% | 0.1000% | ||||
10,000 < 19,999 | 0.500% | 0.1000% | ||||
20,000 and above | 0.625% | 0.1000% | ||||
With 0.500% BONUS p.a. if no withdrawal in a month | ||||||
With this rate change, the maximum interest rate for Maxi-Saver Savings Account with Passbook shall be 0.600% inclusive of bonus rate.
In view of current conditions, BPI Investment Management, Inc. has made some temporary changes to the schedule of servicing of orders for the following mutual funds:
| Fund | Availability for Subscription / Redemption | Order Cut-off Time | Redemption Settlement Date* |
| ALFM Money Market Fund | Available | 11:00 | T+1 |
| ALFM Peso Bond Fund | Starting Mar 30 | 11:00 | T+5 |
| ALFM Dollar Bond Fund | Starting Mar 27 | 11:00 | T+5 |
| ALFM Euro Bond Fund | Starting Mar 27 | 11:00 | T+5 |
| ALFM Growth Fund | Available | 11:00 | T+4 |
| Phil. Stock Index Fund | Available | 11:00 | T+4 |
| Ekklesia Mutual Fund | Starting Mar 30 | 11:00 | T+5 |
| Solidaritas Fund | Starting Mar 27 | 11:00 | T+5 |
| Philam Managed Income Fund | Available | 10:30 | T+1 |
| Philam Peso Bond Fund | Available | 10:30 | T+5 |
| Philam Dollar Bond Fund | Available | 10:30 | T+5 |
| PAMI Global Bond Fund | Available | 10:30 | T+5 |
| Philam Fund | Available | 10:30 | T+5 |
| PAMI Horizon Fund | Available | 10:30 | T+5 |
| Philam Strategic Growth Fund | Available | 10:30 | T+4 |
| PAMI Equity Index Fund | Available | 10:30 | T+4 |
| PAMI Asia Balanced Fund | Available | 10:30 | T+5 |
*Effective March 27, 2020
We encourage clients to manage their investments from the safety of their homes with BPI's digital channels.
BPI reiterates its commitment towards proceeding with the issuance, settlement, and listing of its peso fixed-rate bonds on March 27, 2020.
BPI will continue to coordinate with the relevant authorities, regulators, and relevant transaction parties (Trustee, PDEX, and PDTC) to complete the transaction as scheduled.
Should there be a cause for delay rest assured that BPI will inform investors as soon as possible.
See the Final Pricing Supplement.
For more information, please contact:
BPI Capital – (02) 8246-5166, (02) 8246-6154
To all healthcare workers and frontliners who are currently helping in the COVID-19 situation, we applaud your sacrifice and dedication to serve our fellow countrymen during this difficult time. We want you to focus on the more important tasks at hand.
As such, we are offering a 90-day grace period for qualified credit card and loans clients. You can defer your payment without late payment fees and interest charges. More details will be available by March 31.
With this, we hope that you'll have one less thing to worry about so you can concentrate in your selfless efforts to help the country in this pandemic.
Starting April 1, 2020, we will be updating the terms of the fund such as its reference benchmark and select plan rules provisions.
Please be advised on the effectivity dates of the following changes in the fees and charges for BPI and BFB Credit Cards:
| Effectivity Date | Changes |
| February 26, 2020 | • The interest computation of the unpaid balance from the previous Statement of Account (SOA) shall be computed based on the Daily Balance vs. the current Average Daily Balance. The daily interest is computed by multiplying the daily balance with the daily interest rate for each day (360 days annually) and will be aggregated within the statement period.
|
| April 3, 2020 | • Minimum Amount Due* computation will include monthly installment amortizations.
|
Please refer here to see the previous announcement.
Reminder: In accordance with BPI Credit Card/BPI Family Credit Card Terms and Conditions, BPI/BFSB reserves the right to change the fees from time to time. Please note that your continued use of your BPI/BFB Credit Card indicates that you have read, understood, and accepted these terms. For concerns or queries, you may call us at 889-10000 (all areas with “02” area code), 1-800-188-89100 (domestic toll free for PLDT) and 63+2+889-10000 (mobile phone and international calls).
As part of our migration to the new internet banking platform, BizLink, we will start deactivating the services in ExpressLink effective February 10, 2020.
Please use BizLink for your account inquiries and transactions. For further questions, please feel free to email us at bizlink@bpi.com.ph or call us at our dedicated hotline (02) 8790-1400, available Mondays to Fridays from 8:30 AM to 5:30 PM.
Starting January 1, 2020, a client should have and shall maintain the following eligibility criteria to enjoy the privileges and benefits of the BPI Preferred Program:
a. A minimum of Five Hundred Thousand Philippine Pesos (P500,000) or its foreign currency equivalent in Total Relationship Balance (TRB). TRB includes the client’s total funds in Deposits (Current and Savings accounts monthly average daily balance, and Time Deposits value) and Investments held in BPI or BPI Family Savings Bank.
b. All products availed by client should always be maintained in good standing.
Effective October 6, 2019, BPI’s hotline number will now be 889-10000, in compliance with the memorandum of the National Telecommunications Commission that all telephone numbers in the “02” area code will have 8 digits.
Below are the new ways to dial the BPI hotline number:
| Type of Call | Number to Call |
| International Calls | +63 2 889-10000 |
| Domestic Long Distance | 02 889-10000 |
| Mobile Phones in the Philippines | +632 889-10000; or 02 889-10000 |
| Domestic Toll-free Number (PLDT) | 1 800 188 89-100 |
| International Toll-free Numbers | See the list |
During the migration, there will be a downtime period from 12:01AM to 5:00AM. In order to service your banking needs during this period, we will be providing Globe mobile numbers, which will be announced on a later date.
Published on August 28, 2019
Please be advised of the new minimum opening requirement for a Regular Savings Account with Debit Card.
Effectivity Date | New Minimum Opening Requirement | Minimum Monthly ADB | Balance to Earn Interest | Interest Rate Per Annum | |
New BPI customers | Sept. 10, 2019 | Php 3,000 | Php 3,000 | Php 5,000 | 0.250% |
Existing BPI customers | Nov. 10, 2019 |
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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