Introducing Saver Plus Savings Account

Effective June 1, 2021, we are pleased to announce that a new deposit product, BPI Saver Plus Savings Account, will be launched.

Below are the product features of Saver Plus Savings Account:

ADB1 RequirementPhp 50,000
Required Daily Balance 2 To Earn InterestPhp 50,000
Applicable Interest Rates Per AnnumADBApplicable Interest Rate Per Annum
Less than Php 50,000N.A.
Php 50,000 and up0.150%
Medium of AccessDebit Card only
Withdrawal Limit Per MonthNone. A fee of Php 18 will be charged for every withdrawal or debit transaction
Monthly Service Charge 3
for Falling Below ADB
Php 300

1 ADB refers to Average Daily Balance, which is defined as the sum of the daily end-of-day balances in the account for a month divided by the number of days in that month. The formula for computing ADB is as follows:

ADB = (Day 1 ending balance + Day 2 ending balance …+ Day 30/31 ending balance)


Number of days in the month (i.e. 30/31 days)

2 Daily Balance is equivalent to end-of-day balance

3Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive months.

To learn more about Saver Plus Savings Account, contact us through any of our available channels.

Published on April 15, 2021

  • Saver Plus Savings Account