The following bank service fees will be adjusted effective May 6, 2023.
Bank Service Fees (Auto and Housing Loans)
|Bank Certification||Php 200||Php 300|
|Safekeeping of Loan Documents||Php 500 after 90 days from date of notice + Php 500 for every 365 days thereafter|
Php 1,000 after 60 days,
Php 2,000 after 180 days
|Loan Take Out|
|Cancellation of Mortgage||Php 500||Php 800|
|Second Release of Cancellation of Mortgage||Php 500||Php 5,000|
Clearance of Encumbrance from Collateral
(excluding actual RD and LTO fees)
|Bayanihan Adjustment||Php 2,000|
|Voluntary Redemption “Storage Fee"||Php 2,000|
|Loan Modification Services (Change Collateral, Rate Change, Restructuring, etc.)|
Php 3,000 for all except:
Change Due Date –
Restructuring – Php 5,000
Published on March 6, 2023
Advisory: Payment Relief/Reprieve on Your Auto or Housing Loan
For BPI Auto / Housing Loan clients whose incomes had been affected by the pandemic, and are in need of additional relief on their loan payments, here are 4 sample payment options that may help you manage your existing loan obligations.
Published on January 12, 2021
Grace Period for Loan Payments Under Bayanihan 2
In line with the issuance of R.A. No. 11494 otherwise known as the "Bayanihan to Recover as One Act" last September 15, 2020, BPI is granting a one-time 60-day grace period.
How to Avail of the Grace Period
BPI Auto/Housing clients may submit their intent to avail of the 60-day grace period through our Bayanihan-2 60-day Grace Period Confirmation Form. After Nov. 15, 2020, the Bayanhihan-2 Confirmation Form shall be deactivated, and shall no longer be able to accept requests to avail of the 60-day grace period.
Published on November 17, 2020
Service Advisory: Grace Period Under R.A. 11469
In line with the issuance of the Implementing Rules and Regulations of Section 4(aa) of R.A. No. 11469 otherwise known as the “Bayanihan to Heal as One Act” last April 1, 2020, we have updated our advisory on the grant of a 30-day grace period (the “Applicable Grace Period”).
Published on April 27, 2020
For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
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