Advisory: BPI Debit Cards

Implemented across the Philippine banking industry, Acquirer-Based ATM Fee Charging (ABFC) is a charging model wherein the fees charged to a cardholder for a withdrawal transaction or balance inquiry will be based on the fees of the other banks or ATM owners.

Bangko Sentral ng Pilipinas (BSP) adopted an acquirer-based charging model, as the ATM owners or banks play a significant role in maintaining their wide ATM network. These ATM owners are responsible for deployment and maintenance of terminals, cash servicing, ATM monitoring, among others. Costs are subject to approval of BSP.

Yes, all banks are required by BSP to adopt the ABFC model.

ABFC will be implemented starting April 7, 2021.

No. BPI clients can continue to use their BPI Debit cards on BPI ATMs at no cost.

Here's the complete table of fees for BPI Debit Cards.

You may check the official announcements of the other banks regarding their ATM fees/charges. Please note that fees/charges for balance inquiry and withdrawal transactions may vary per bank or ATM owner.

For other banks’ cardholders using BPI ATMs, fees are as follows:

Balance Inquiry: Php 2.00
Cash Withdrawal: Php 18.00

The withdrawal fee shall be displayed separately from the amount withdrawn in your Statement of Account (SOA). The balance inquiry fee will be shown as a separate debit amount which will also be reflected in your Statement of Account (SOA) on the day the transaction was made.

For inquiries and comments, send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000.