BPI has consistently practiced paying dividends to shareholders on a regular basis. This is designed to provide shareholders the balance that they seek between current income and capital appreciation. The bank evaluates this practice from time to time given its capital needs and growth targets, as may be required.

At the regular meeting of BPI’s Board of Directors held on 18 May 2022, the Board approved a dividend policy based on a dividend payout ratio of 35% to 50% of previous year’s earnings

This dividend policy replaces the fixed Php 0.90 dividend per share per semester paid by the Bank in prior years.

Our ability to return capital to shareholders, at the same time adhering to risk and capitalization standards, is a testament to BPI's fiduciary prudence. In 2021, the Bank declared and paid Php 8.12 billion in total dividends, for an annual payout ratio of 37.9% percent. For the first semester of 2022, the Bank declared and paid 1.06 dividend per share, for total of Php 4.8 billion.

The following are key figures from 2017 to 2022.

Payment of Cash Dividends

BPI stockholders can now have their BPI cash dividends credited directly to their bank account.

Under BPI’s Electronic Cash Dividend Payment Program (ECDP), the payment of cash dividends is facilitated through electronic fund transfer or direct credit to a stockholder’s nominated bank account. Available to certificated BPI stockholders for their BPI or non-BPI bank accounts, the ECDP has been launched in line with the sustainability and digitalization efforts of the Bank and for the convenience of BPI stockholders.

Benefits and objectives of the ECDP Program:

1. Safe, secure, and immediate crediting of cash dividends to a nominated bank account; 

2. Receipt of cash dividends without the need to visit a bank branch to encash or deposit the check;

3. Reduction in waiting time and elimination of risk of lost/undelivered/stale cash dividend checks. 

BPI stockholders are requested to please update their stockholder information and register for the ECDP by contacting the BPI Stock Transfer Office.

For other inquiries or clarifications, please send an email to BPI Stock Transfer Office at stodividend@bpi.com.ph