Age: 59, Born 1964
Nationality: Filipino


  • Chief Audit Executive since January 2012
  • Member, non-voting, Related Party Transaction Committee
  • Member, non-voting, Fraud and Irregularities Committee

Ms. Cruz is the Chief Audit Executive of BPI since January 2012 and leads the Bank’s Internal Audit Division. She also serves as the Chief Audit Executive for BPI subsidiaries including BPI Family Savings Bank, BPI Capital Corporation, BPI Securities Corporation, BPI Century Tokyo Lease and Finance, BPI Century Rental Corp, BPI Direct BanKo, BPI Asset Management and Trust Corporation, BPI Investment Management Inc., BPI International Finance Ltd., BPI MS Insurance and BPI Ayala Plans.